
Is the heating turned up to the highest setting, but does your apartment still feel chilly? Then you are paying for heat that is escaping directly through walls and cracks. Fortunately, making a Homeowners' Association (HOA) more sustainable does not have to start with a complex and expensive project. The first, smartest steps are surprisingly simple and are the perfect start to your sustainability plan.
The path to lower energy bills and greater living comfort begins with addressing the largest and easiest sources of waste. Here are three concrete actions you can propose immediately at the next homeowners' association meeting:
These small changes have a direct impact on service costs. For example, if the homeowners' association replaces 40 old 35W halogen spotlights in the hallways with 5W LED spotlights, you will immediately save more than 85% on those specific electricity costs. This is tangible advice that you can use to start the conversation, even before the larger insulation costs are discussed.
The smartest move is not to immediately buy an expensive new system. It starts with the 'winter coat rule': first make sure that the heat you generate does not escape immediately. Think of a thermos flask; it keeps coffee warm because it is well insulated, not because it constantly reheats the coffee. This is the most effective way to reduce energy bills and improve the energy label of the apartments.
This order is crucial for the future. For example, a heat pump only works efficiently if the building is properly 'insulated'. Otherwise, the device has to work unnecessarily hard to compensate for heat loss, which is a waste of the investment. Insulation is the essential foundation for all subsequent steps.
In practice, heat escapes mainly through three major culprits: the roof (heat rises), the facades, and the windows. These are the weak spots where your heating costs literally disappear outside. The question is not whether you should insulate, but where you will achieve the greatest gains.
Many apartment buildings constructed after 1920 have a 'cavity': an empty space between the inner and outer walls. Cavity wall insulation involves filling this space with insulating material. It is a relatively quick and affordable measure that makes the entire building noticeably warmer and more comfortable. Think of it as a built-in blanket that reduces heating costs for everyone.
Cold drafts near windows are another common complaint. Whereas old double glazing still allows a lot of heat to escape, modern HR++ glass has an invisible coating that reflects heat and keeps it inside. The difference is immediately noticeable: no more drafts when you sit near the window. For most homeowners' associations, switching from old double glazing to HR++ is the most cost-effective choice for greater comfort.
Because heat rises, the roof is often the place where most energy escapes. Roof insulation is therefore almost always the most cost-effective investment for the entire building. Not only does it increase comfort for residents on the top floor (cooler in summer!), but it also significantly reduces the collective energy bill.
Once the building's 'winter coat' is in order, the shared roof offers a golden opportunity: collective solar panels. The electricity generated by these panels can be used directly for the common areas, such as the elevator, stairwell lighting, and mechanical ventilation. This reduces the collective energy bill of the homeowners' association, resulting in lower service costs for each owner.
For heating the entire building, there is a similar step towards the future: the collective heat pump. This system replaces the central gas boiler and works like a refrigerator in reverse; it intelligently extracts heat from the outside air or the ground. It is an efficient, gas-free solution that prepares the complex for a sustainable future.
A good idea is one thing, but how do you get the homeowners' association on board? A clear step-by-step plan is essential to convince your neighbors:
The core of this process is the DMJOP. Think of this as a smart version of the standard maintenance plan. Not only are necessary repairs taken into account, but energy-saving measures are also scheduled at logical, cost-effective times (for example, insulating when scaffolding is already in place for painting).
Fortunately, the HOA does not have to bear the financial burden alone. For measures such as insulation and heat pumps, there is the national ISDE subsidy. For the remaining amount, the HOA can apply for the Energy Saving Loan for HOAs: a loan with a favorable interest rate, specifically intended to make sustainability affordable.
Where sustainability once seemed like an insurmountable challenge, there is now a clear path forward. You know the smart sequence: start with the quick wins, then tackle the 'winter coat' with insulation, and only then opt for large installations such as solar panels.
The key to success lies in convincing your neighbors. The best advice is to start the conversation about comfort and costs, not just the climate. Talk about lower, predictable energy bills and the end of that annoying draft. That way, it becomes an attractive, shared goal.
Start today. Forward this article to a neighbor you trust and ask if you can explore the savings of LED lighting together for the next meeting. One small conversation is the first step toward a big result.

Homes with energy label F are among the most energy-inefficient homes in the Netherlands. It is the second-worst energy label, just above energy label G. These labels are often referred to as orange and red because of their very high energy consumption and the unnecessarily high energy costs that come with it.
In addition, an inefficient energy label usually results in a lower property value and slower sales. Renewable Partners explains exactly what an F label means, what conditions apply, and how you can make your home more sustainable in a smart and affordable way.

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For housing associations, investors, municipalities, and anyone who wants to make their real estate more sustainable.
For housing associations, investors, municipalities, and anyone who wants to make their real estate more sustainable.
For housing associations, investors, municipalities, and anyone who wants to make their real estate more sustainable.
For housing associations, investors, municipalities, and anyone who wants to make their real estate more sustainable.
